Annapolis Md Homes and More: Standard Flood Hazard Determination Form- I want a Copy

Standard Flood Hazard Determination Form- I want a Copy

Standard Flood Hazard Determination Form- I want a Copy

If you have ever been to Annapolis you know we are surrounded by water. Lots of water. Lots and lots of water. This past week was a perfect example of how much water. As the rain was relentless and the rivers and streams overflowed their banks, downtown Annapolis was closed off on Wednesday because of the water rising with the tides. It was a mess to say the least.

In the middle of all this rain I had a settlement. During all the paperwork presented to the buyer was a copy of the Standard Flood Hazard Determination Form. The form said:

"This flood determination is provided by the lender pursuant to the Flood Disaster Protection Act". 

Now I looked at the settlement officers and asked if I could have a copy in my paperwork. Afterall I said, with all that has been going on in the arena of flood insurance, having a document that states it is not in a flood area is priceless. 

Now I know things will change as time goes on but at least I have a starting point of documentation to update when it comes time that my buyer becomes a seller.

Standard Flood Hazard Determination Form- I want a Copy


About the Author Martha Brown- As a third generation Annapolitan I love to write about my experiences in and out of the real estate market. Licensed since 1992 all with Long & Foster I am a Certified Residential Specialist (CRS) and a Seller Representation Specialist (SRS) whose passion is homes in the Annapolis MD area and surrounding communities. My goal is to help my clients understand the real estate market and to then make sound real estate decisions. 


Martha can be reached  at 410-260-2800 ofc or

When searching for Annapolis area homes for sale

there is no better place than


Have a real estate question?? 

 Ask Martha


         Bringing 'Peace of Mind' since 1992                  
All Photographs and/or written material and content produced by Martha Brown. All Rights Reserved and may not be reproduced or reprinted without express written permission of

Martha Brown of Long & Foster Real Estate.

320 Sixth Street

Annapolis, MD 21403

410-260-2800 office

410-440-7839 cell/text  

L&F LOgo



Comment balloon 0 commentsMartha Brown • May 02 2014 09:12AM